:root{--p:#3dace2;--pd:#2a93c9;--d:#0f1b2d;--soft:#eef7fc}
*{font-family:'Poppins',sans-serif;font-weight:400!important}
html{scroll-behavior:smooth}body{color:#334155;overflow-x:hidden}
.navbar{background:rgba(15,27,45,.92);backdrop-filter:blur(8px)}
.navbar img{height:36px;background:#fff;border-radius:8px;padding:3px 8px}
.btn-p{background:var(--p);color:#fff;border-radius:50px;padding:11px 26px;border:0;transition:.3s}
.btn-p:hover{background:var(--pd);color:#fff;transform:translateY(-3px);box-shadow:0 10px 24px rgba(61,172,226,.45)}
.btn-wa{background:#22c55e;color:#fff;border-radius:50px;padding:11px 26px;transition:.3s}
.btn-wa:hover{background:#16a34a;color:#fff;transform:translateY(-3px)}
.btn-o{border:1px solid #fff;color:#fff;border-radius:50px;padding:10px 24px}.btn-o:hover{background:#fff;color:var(--d)}.cta-s .btn-o,.cta .btn-o{border-color:#fff}
.hero{background:linear-gradient(135deg,#0f1b2d 0%,#16324e 100%);color:#fff;padding:150px 0 100px;position:relative;overflow:hidden}
.hero .blob{position:absolute;border-radius:50%;background:var(--p);filter:blur(80px);opacity:.28;animation:float 9s ease-in-out infinite}
.hero .b1{width:380px;height:380px;top:-100px;right:-80px}.hero .b2{width:260px;height:260px;bottom:-80px;left:-60px;animation-delay:-4s}
@keyframes float{50%{transform:translate(30px,40px) scale(1.12)}}
.tag{display:inline-block;background:rgba(61,172,226,.18);border:1px solid var(--p);color:#9bd8f5;border-radius:50px;padding:6px 16px;font-size:13px;margin-bottom:18px}
.hero h1{font-size:clamp(2rem,4.6vw,3.4rem);line-height:1.2}.hero h1 span{color:var(--p)}
.hero li{margin-bottom:10px;list-style:none}.hero li i{color:var(--p);margin-right:8px}
.panel{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-radius:22px;padding:26px;backdrop-filter:blur(6px);animation:float 7s ease-in-out infinite}
.panel .row-i{display:flex;gap:12px;align-items:center;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.12)}.panel .row-i:last-child{border:0}
.sec{padding:84px 0}.alt{background:var(--soft)}
.sec h2{color:var(--d);font-size:clamp(1.6rem,3vw,2.2rem)}.kicker{color:var(--p);letter-spacing:.12em;font-size:13px;text-transform:uppercase}
.card-x{background:#fff;border-radius:20px;padding:28px;height:100%;border:1px solid #e3edf5;transition:.35s;position:relative;overflow:hidden}
.card-x:hover{transform:translateY(-8px);box-shadow:0 18px 40px rgba(61,172,226,.2);border-color:var(--p)}
.ico{width:56px;height:56px;border-radius:16px;background:var(--soft);color:var(--p);display:grid;place-items:center;font-size:26px;margin-bottom:16px;transition:.35s}
.card-x:hover .ico{background:var(--p);color:#fff;transform:rotate(-8deg) scale(1.08)}
.cl{font-size:12px;color:var(--pd);background:var(--soft);padding:3px 10px;border-radius:50px;display:inline-block}
.rk{border-radius:18px;padding:22px 26px;margin-bottom:14px;display:flex;gap:18px;align-items:center;background:#fff;border-left:6px solid;transition:.3s}.rk:hover{transform:translateX(8px)}
.rk .bd{font-size:12px;border-radius:50px;padding:4px 12px;color:#fff;white-space:nowrap}
.r1{border-color:#22c55e}.r1 .bd{background:#22c55e}.r2{border-color:#84cc16}.r2 .bd{background:#84cc16}.r3{border-color:#f59e0b}.r3 .bd{background:#f59e0b}.r4{border-color:#ef4444}.r4 .bd{background:#ef4444}
.sw{display:grid;grid-template-columns:1fr 44px 1fr;align-items:center;gap:8px;background:#fff;border-radius:16px;padding:16px 20px;margin-bottom:12px;border:1px solid #e3edf5}
.sw .no{color:#ef4444}.sw .ok{color:#16a34a}.sw i{color:var(--p);font-size:22px;text-align:center}
@media(max-width:767px){.sw{grid-template-columns:1fr}.sw i{transform:rotate(90deg)}}
.step{position:relative;padding-left:70px;margin-bottom:28px}
.step b{position:absolute;left:0;top:0;width:50px;height:50px;border-radius:50%;background:var(--p);color:#fff;display:grid;place-items:center;font-size:20px}
.step:not(:last-child)::after{content:"";position:absolute;left:24px;top:54px;bottom:-24px;width:2px;background:#cfe6f3}
.cta{background:linear-gradient(120deg,var(--p),#1a86bd);color:#fff;border-radius:26px;padding:44px 34px;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:rgba(255,255,255,.12);right:-70px;top:-90px;animation:float 8s infinite}
.cta-s{background:var(--d);color:#fff;border-radius:20px;padding:22px 26px;border-left:6px solid var(--p)}
.cta .btn-light{border-radius:50px;padding:11px 26px;color:#1a86bd}
footer{background:var(--d);color:#a9c7dd;padding:56px 0 26px}footer a{color:#fff;text-decoration:none}
.fab{position:fixed;right:20px;bottom:20px;z-index:99;width:58px;height:58px;border-radius:50%;background:#22c55e;color:#fff;display:grid;place-items:center;font-size:30px;text-decoration:none;animation:ring 2.2s infinite}
.fab:hover{color:#fff}@keyframes ring{0%{box-shadow:0 0 0 0 rgba(34,197,94,.6)}100%{box-shadow:0 0 0 22px rgba(34,197,94,0)}}
/* modal */
.modal-content{border:0;border-radius:24px;border-top:5px solid var(--p);padding:10px 14px}
.modal .form-control,.modal .form-select{background:var(--soft);border:1px solid #dbe9f2;border-radius:12px;padding:11px 14px}
.modal .form-control:focus,.modal .form-select:focus{border-color:var(--p);box-shadow:0 0 0 .2rem rgba(61,172,226,.25)}
label.error{color:#dc2626;font-size:12.5px;margin-top:4px;display:block}.form-control.error,.form-select.error{border-color:#dc2626}
.modal label{font-size:14px;color:var(--d);margin-bottom:4px}.req{color:#dc2626}
.hp{position:absolute;left:-9999px}

/* ===== additions: helper, risk ladder, explorer, contact, footer ===== */
html{scroll-padding-top:80px}
.hero .container{z-index:2}
.btn-p,.btn-wa,.btn-o,.btn-light{display:inline-flex;align-items:center;justify-content:center}
.btn-sm.btn-o,.btn-sm.btn-p{padding:7px 18px}
.navbar .nav-link{color:rgba(255,255,255,.8);transition:.25s}.navbar .nav-link:hover{color:var(--p)}
.hero li{color:rgba(255,255,255,.9)}

/* helper panel */
.panel{animation:none}
.fq{border:0;padding:0;margin:0 0 14px}
.fq legend{font-size:13px;color:#9bd8f5;margin-bottom:8px;float:none;width:auto;padding:0}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1px solid #cfe3ef;background:#fff;color:var(--d);border-radius:50px;padding:6px 15px;font-size:13.5px;line-height:1.3;transition:.25s;cursor:pointer}
.chip:hover{border-color:var(--p);color:var(--pd)}
.chip[aria-pressed="true"]{background:var(--p);border-color:var(--p);color:#fff}
.panel .chip{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.22);color:#e8f4fb}
.panel .chip:hover{border-color:var(--p);color:#fff}
.panel .chip[aria-pressed="true"]{background:var(--p);border-color:var(--p);color:#fff}
.verdict{border-radius:16px;padding:16px 18px;margin-top:6px;background:#fff;color:var(--d);border-left:6px solid;animation:vin .35s ease}
@keyframes vin{from{opacity:0;transform:translateY(8px)}}
.verdict h3{margin:0 0 6px;color:var(--d)}.verdict p{font-size:13.5px;margin-bottom:8px;color:#475569}
.verdict .instead{background:var(--soft);border-radius:10px;padding:8px 12px;margin:10px 0 0}
.verdict.green{border-color:#22c55e}.verdict.green h3{color:#15803d}
.verdict.amber{border-color:#f59e0b}.verdict.amber h3{color:#b45309}
.verdict.red{border-color:#ef4444}.verdict.red h3{color:#b91c1c}

/* notice */
.note-card{background:linear-gradient(160deg,#fff,var(--soft));border-style:dashed}

/* risk ladder */
.rk .steps{display:flex;gap:4px;margin-left:auto}
.rk .steps i{width:9px;height:22px;border-radius:4px;background:#e3edf5}
.rk.r1 .steps i.on{background:#22c55e}.rk.r2 .steps i.on{background:#84cc16}.rk.r3 .steps i.on{background:#f59e0b}
@media(max-width:575px){.rk{flex-wrap:wrap}.rk .steps{display:none}}

/* explorer */
.toolbar{display:flex;flex-wrap:wrap;gap:20px;align-items:flex-end;justify-content:space-between;background:var(--soft);border-radius:20px;padding:18px 22px;margin-bottom:18px}
.lbl{display:block;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--pd);margin-bottom:8px}
.search{flex:1 1 280px;max-width:420px;margin:0}.search .form-control{border-radius:50px;padding:10px 18px;border-color:#dbe9f2}
.search .form-control:focus{border-color:var(--p);box-shadow:0 0 0 .2rem rgba(61,172,226,.25)}
.cat{background:#fff;border:1px solid #e3edf5;border-radius:22px;margin-bottom:22px;overflow:hidden;transition:.3s}
.cat:hover{box-shadow:0 14px 34px rgba(61,172,226,.15);border-color:#bfe2f4}
.cat>header{display:flex;flex-wrap:wrap;align-items:center;gap:12px;padding:18px 24px;background:linear-gradient(90deg,var(--soft),#fff);border-bottom:1px solid #e3edf5}
.cat .num{width:38px;height:38px;border-radius:12px;background:var(--p);color:#fff;display:grid;place-items:center;font-size:14px}
.dd{display:grid;grid-template-columns:1fr 1fr}.dd.only{grid-template-columns:1fr}
@media(max-width:767px){.dd{grid-template-columns:1fr}}
.dd>div{padding:20px 24px}
.col-do{border-right:1px solid #e3edf5}.dd.only .col-do,.dd.only .col-dont{border:0}
@media(max-width:767px){.col-do{border-right:0;border-bottom:1px solid #e3edf5}}
.dd h4{font-size:15px;margin-bottom:14px;display:flex;align-items:center;gap:8px}
.col-do h4{color:#15803d}.col-dont h4{color:#b91c1c}
.pt{padding:12px 14px;border-radius:14px;margin-bottom:10px;border-left:4px solid;transition:.25s}
.col-do .pt{background:#f2fbf5;border-color:#22c55e}.col-dont .pt{background:#fff5f5;border-color:#ef4444}
.pt:hover{transform:translateX(4px)}
.pt p{color:var(--d);font-size:14.5px}
.pt .ex{display:flex;flex-direction:column;gap:2px;font-size:13px;color:#64748b}
.pt .ex small{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--pd)}
.empty{text-align:center;padding:40px;background:var(--soft);border-radius:18px;color:#64748b}

/* contact */
.ccard{display:flex;gap:14px;align-items:center;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3);border-radius:18px;padding:16px 20px;color:#fff;text-decoration:none;transition:.3s;height:100%}
.ccard:hover{background:rgba(255,255,255,.26);transform:translateY(-5px);color:#fff}
.ccard i{font-size:26px}.ccard small{display:block;opacity:.8;font-size:12px}.ccard b{font-size:15px;word-break:break-word}

/* footer + fab + modal */
.flist{padding-left:18px;font-size:14px}.flist li{margin-bottom:8px}
footer a:hover{color:var(--p)}
.phone-pre{background:var(--soft);border:1px solid #dbe9f2;border-radius:12px 0 0 12px;color:var(--d)}
.modal .input-group .form-control{border-radius:0 12px 12px 0}
.modal .btn-outline-secondary{border-radius:50px}
.btn-p:disabled{opacity:.7}
@media(max-width:575px){.sec{padding:60px 0}.hero{padding:120px 0 70px}.cta{padding:34px 22px}}

/* ===== modal validation errors: always red ===== */
#enqModal label.error,
#enqModal .error-msg,
#enqModal .invalid-feedback,
#enqModal .field-error{color:#dc2626!important;font-size:12.5px;margin-top:4px;display:block}
#enqModal .form-control.error,#enqModal .form-select.error,
#enqModal .form-control.is-invalid,#enqModal .form-select.is-invalid{border-color:#dc2626!important;background-image:none;box-shadow:none}
#enqModal .form-control.error:focus,#enqModal .form-select.error:focus,
#enqModal .form-control.is-invalid:focus,#enqModal .form-select.is-invalid:focus{box-shadow:0 0 0 .2rem rgba(220,38,38,.2)!important}
#enqModal .input-group:has(.error) .phone-pre,#enqModal .input-group:has(.is-invalid) .phone-pre{border-color:#dc2626}
#enqModal .input-group>label.error,#enqModal .input-group>.invalid-feedback{flex:0 0 100%;width:100%}
#enqModal #formErr{color:#b91c1c;background:#fef2f2;border:1px solid #fecaca}